Private Mortgages Suitability and Exit Strategy

Move beyond approval to a documented, evidence-supported product and exit strategy.

120 minCertificate included

Learning outcomes

Connect client needs to product features and total cost

Test private-mortgage exit strategies

Disclose material risks, fees and assumptions

Recognize short-term structures that create debt traps

Course journey

1
Suitability is a reasoned match
An approval does not prove suitability. The recommendation must fit the client’s needs, circumstances, risk, time horizon and realistic alternatives.
17 min
2
Total cost and downside
A low monthly payment can conceal lender, brokerage, legal, reserve and renewal costs that erode equity.
17 min
3
Exit strategy testing
“Refinance later” is not an exit plan. A viable strategy is specific, measurable and supported.
17 min
4
Disclosure and comprehension
Disclosure must be timely, understandable and decision-useful. A signature is evidence of receipt, not perfect comprehension.
17 min
5
Applied case review
Newly authored derived practice: applied case review.
17 min
6
Decision record and peer challenge
Newly authored derived practice: decision record and peer challenge.
17 min
7
Practice implementation and follow-up
Newly authored derived practice: practice implementation and follow-up.
18 min

Regulatory positioning

Professional CE technical content. Not an FSRA-accredited Conduct CE course.