logo257x50
Rate (CAD)
USD 0.72
EUR 0.62
BTC/USD 77,191
 
Today
29 °C  Today weather
Tomorrow
22 °C  Tomorrow weather
 
Sun, Feb 4, 2007, 06:31 am
Вообшем то не столь лопатник жалко - денег все равно там не было, окромя аннулированных кредит-дебиткарточек, сколь всех документов (СИН, ОХИП, Водительские права и ПР карта) которые придется восстанавливать.
Нужно ли заяву катать или звонить в полицию (если да то по какому телефону)..??? В плане того что ктоб не восползовался моими док-ами

И еше вопрос, как бы ето все побыстреи востановить то?
markrider
Вообшем то не столь лопатник жалко - денег все равно там не было, окромя аннулированных кредит-дебиткарточек, сколь всех документов (СИН, ОХИП, Водительские права и ПР карта) которые придется восстанавливать.
Нужно ли заяву катать или звонить в полицию (если да то по какому телефону)..??? В плане того что ктоб не восползовался моими док-ами

И еше вопрос, как бы ето все побыстреи востановить то?
Sun, Feb 4, 2007, 06:53 am
Вообшем то не столь лопатник жалко - денег все равно там не было, окромя аннулированных кредит-дебиткарточек, сколь всех документов (СИН, ОХИП, Водительские права и ПР карта) которые придется восстанавливать.
Нужно ли заяву катать или звонить в полицию (если да то по какому телефону)..??? В плане того что ктоб не восползовался моими док-ами

И еше вопрос, как бы ето все побыстреи востановить то?





Ммм-да товарищ, вам прямая дорога в министерство транспорта, потом медицину и СИН

В мусарню можно конечно позвонить что бы у них подозрений не возникло когда ты пойдёшь новый СИН делать. Если живешь в North York то 416-808-3200 в родную 32-ю дивизию
Директор паники
Вообшем то не столь лопатник жалко - денег все равно там не было, окромя аннулированных кредит-дебиткарточек, сколь всех документов (СИН, ОХИП, Водительские права и ПР карта) которые придется восстанавливать.
Нужно ли заяву катать или звонить в полицию (если да то по какому телефону)..??? В плане того что ктоб не восползовался моими док-ами

И еше вопрос, как бы ето все побыстреи востановить то?





Ммм-да товарищ, вам прямая дорога в министерство транспорта, потом медицину и СИН

В мусарню можно конечно позвонить что бы у них подозрений не возникло когда ты пойдёшь новый СИН делать. Если живешь в North York то 416-808-3200 в родную 32-ю дивизию
Sun, Feb 4, 2007, 10:42 am
В коньяке погулял?
Не пойман - не кайф.
Easy Rider
В коньяке погулял?
Не пойман - не кайф.
Sun, Feb 4, 2007, 11:43 am
В коньяке погулял?

Спасибо за телефон... Буду звонить.
markrider
В коньяке погулял?

Спасибо за телефон... Буду звонить.
Sun, Feb 4, 2007, 11:54 am
Звони по любому, будут спрашивать потом police report # or incident #, or something like that
-----
Ordinarily he was insane, but he had lucid moments when he was merely stupid.
4,8,15,16,23,42
Вот смотрю я на всю эту ближневосточную бодягу, Израиль и в очередной раз поражаюсь гению И.В.Сталина.Такой якорь повесить на шею пиндосов. (c)
xrvr
Звони по любому, будут спрашивать потом police report # or incident #, or something like that
-----
Ordinarily he was insane, but he had lucid moments when he was merely stupid.
4,8,15,16,23,42
Вот смотрю я на всю эту ближневосточную бодягу, Израиль и в очередной раз поражаюсь гению И.В.Сталина.Такой якорь повесить на шею пиндосов. (c)
Wed, Feb 7, 2007, 01:23 pm
[url]http://www.gov.on.ca/ont/portal/!ut/p/.cmd/cs/.ce/7_0_A/.s/7_0_252/_s.7_0_A/7_0_252/_l/en?docid=004418[/url]

Losing a WalletHave you lost your wallet? There are steps you can take to protect yourself:

contact your local police to let them know it is missing.
contact your financial institutions and credit card companies so they can cancel your cards.
contact government offices to report your lost government identification and cards.
visit the "Certificates, Licences and Other Cards" section for information on the following cards:
- Credit Card Companies
- Ontario Birth Certificate
- Ontario Health Card
- Social Insurance Number
- Ontario Driver's Licence
- Canadian Passport
- Status Card
- Canadian Citizenship Certificate
- Immigration Record of Landing
- Permanent Resident Card
- Bring your ID card
- Outdoors Card
- OAS (Senior's Card)
- Firearms Licence / Firearms Acquisition Certificate
- Pleasure Craft Operator Card
The Government of Ontario is working to help you keep your identity safe. Here's what you need to know about identity theft.

Quick Links:

Social Insurance Number Application Form
Canadian Passport Application Form
Canadian Citizenship Certificate Application Form
Permanent Resident Card (PR Card) Application Form
Identity Theft Statement Form
Bring Your ID Card Application Form (PDF - 162K)
Firearms Documents Replacement Request Form
-----
Любимый спорт: авто, вело, мото, фото, ебля, гребля и охота
Любимый спорт: авто, вело, мото, фото, ебля, гребля и охота
BinVladen
[url]http://www.gov.on.ca/ont/portal/!ut/p/.cmd/cs/.ce/7_0_A/.s/7_0_252/_s.7_0_A/7_0_252/_l/en?docid=004418[/url]

Losing a WalletHave you lost your wallet? There are steps you can take to protect yourself:

contact your local police to let them know it is missing.
contact your financial institutions and credit card companies so they can cancel your cards.
contact government offices to report your lost government identification and cards.
visit the "Certificates, Licences and Other Cards" section for information on the following cards:
- Credit Card Companies
- Ontario Birth Certificate
- Ontario Health Card
- Social Insurance Number
- Ontario Driver's Licence
- Canadian Passport
- Status Card
- Canadian Citizenship Certificate
- Immigration Record of Landing
- Permanent Resident Card
- Bring your ID card
- Outdoors Card
- OAS (Senior's Card)
- Firearms Licence / Firearms Acquisition Certificate
- Pleasure Craft Operator Card
The Government of Ontario is working to help you keep your identity safe. Here's what you need to know about identity theft.

Quick Links:

Social Insurance Number Application Form
Canadian Passport Application Form
Canadian Citizenship Certificate Application Form
Permanent Resident Card (PR Card) Application Form
Identity Theft Statement Form
Bring Your ID Card Application Form (PDF - 162K)
Firearms Documents Replacement Request Form
-----
Любимый спорт: авто, вело, мото, фото, ебля, гребля и охота
Любимый спорт: авто, вело, мото, фото, ебля, гребля и охота
Wed, Feb 7, 2007, 01:28 pm
народ, мне всегда интересно было - зачем с собой носить син и пр/ситизеншип карточку?

ps. сочувствую. неприятная это работа, восстанавливать документы - столько нервов и времени.
-----
Хорошо иметь домик в деревне, плохо когда домик в деревне имеет тебя.
Мальчик в лодке быстро греб коромыслами.
Last edited by devochka... on Wed, Feb 7, 2007, 01:29 pm
devochka...
народ, мне всегда интересно было - зачем с собой носить син и пр/ситизеншип карточку?

ps. сочувствую. неприятная это работа, восстанавливать документы - столько нервов и времени.
-----
Хорошо иметь домик в деревне, плохо когда домик в деревне имеет тебя.
Мальчик в лодке быстро греб коромыслами.
Wed, Feb 7, 2007, 01:41 pm
Mogyt oshen legko vospolzovatsia tvoimie documentamie
tak sho zajavleyiie vezde gde tolko smozhesh
dazhe zajavie na poshte shtobyie nikto ne perevel tvouie poshtye na svoie address a potom vzial creditye.
takzhe pozvonie ie napishie zajavyie v
www.tuc.ca
ie v
www.equifax.com/EFX_Canada/consumer_information_centre/ownreport_e.html - 16k -
https://www.econsumer.equifax.ca/ca/main?link=OPIEM&lang=en

If you have lost or had your personal identification stolen, or if an institution has contacted you regarding suspected fraud activity, please call Equifax toll-free at 1 800 465 7166 or 514 493 2314. We will add a statement to your file to alert credit grantors that you may be a victim of fraudulent activity.

This may mean that the next time you apply for credit, you may be questioned more thoroughly. The credit grantor wants to make sure that you are, in fact, the person you say you are. The additional questions that might come your way are asked because of the "fraud alert" on your file

udashie
Poldek
Mogyt oshen legko vospolzovatsia tvoimie documentamie
tak sho zajavleyiie vezde gde tolko smozhesh
dazhe zajavie na poshte shtobyie nikto ne perevel tvouie poshtye na svoie address a potom vzial creditye.
takzhe pozvonie ie napishie zajavyie v
www.tuc.ca
ie v
www.equifax.com/EFX_Canada/consumer_information_centre/ownreport_e.html - 16k -
https://www.econsumer.equifax.ca/ca/main?link=OPIEM&lang=en

If you have lost or had your personal identification stolen, or if an institution has contacted you regarding suspected fraud activity, please call Equifax toll-free at 1 800 465 7166 or 514 493 2314. We will add a statement to your file to alert credit grantors that you may be a victim of fraudulent activity.

This may mean that the next time you apply for credit, you may be questioned more thoroughly. The credit grantor wants to make sure that you are, in fact, the person you say you are. The additional questions that might come your way are asked because of the "fraud alert" on your file

udashie
Wed, Feb 7, 2007, 01:52 pm
народ, мне всегда интересно было - зачем с собой носить син и пр/ситизеншип карточку?

СИН карту незнаю зачем её кто то таскает. Даже незнаю что с ней делать. Уже как цать лет не пользовался.

С картой гражданина удобна на границе с штатами для импровизированных поездок. Входит в бумажник и в случае чего не надо думать. Паспорт с собой таскать неудобно по причине размеров. Правда через год она станет тоже бесполезной.
La Idiot
народ, мне всегда интересно было - зачем с собой носить син и пр/ситизеншип карточку?

СИН карту незнаю зачем её кто то таскает. Даже незнаю что с ней делать. Уже как цать лет не пользовался.

С картой гражданина удобна на границе с штатами для импровизированных поездок. Входит в бумажник и в случае чего не надо думать. Паспорт с собой таскать неудобно по причине размеров. Правда через год она станет тоже бесполезной.
Wed, Feb 7, 2007, 01:59 pm
а некоторые еще на бумажечке свои пины записывают и в кошелечке хранят
otvet
а некоторые еще на бумажечке свои пины записывают и в кошелечке хранят
Wed, Feb 7, 2007, 02:02 pm
народ, мне всегда интересно было - зачем с собой носить син и пр/ситизеншип карточку?

СИН карту незнаю зачем её кто то таскает. Даже незнаю что с ней делать. Уже как цать лет не пользовался.

С картой гражданина удобна на границе с штатами для импровизированных поездок. Входит в бумажник и в случае чего не надо думать. Паспорт с собой таскать неудобно по причине размеров. Правда через год она станет тоже бесполезной.


Кстати, большая проблема с востановлением как раз таки карты по гражданству или пр карты... как-то знакомая востанавливала, говорила, что это самый важный документ, что для меня показалось странным, потому что я всегда думала, что самый важный документ - син карта.
-----
Чем больше вас меньше, тем больше нам лучше.
Bimulya
народ, мне всегда интересно было - зачем с собой носить син и пр/ситизеншип карточку?

СИН карту незнаю зачем её кто то таскает. Даже незнаю что с ней делать. Уже как цать лет не пользовался.

С картой гражданина удобна на границе с штатами для импровизированных поездок. Входит в бумажник и в случае чего не надо думать. Паспорт с собой таскать неудобно по причине размеров. Правда через год она станет тоже бесполезной.


Кстати, большая проблема с востановлением как раз таки карты по гражданству или пр карты... как-то знакомая востанавливала, говорила, что это самый важный документ, что для меня показалось странным, потому что я всегда думала, что самый важный документ - син карта.
-----
Чем больше вас меньше, тем больше нам лучше.
Wed, Feb 7, 2007, 10:02 pm
Kyplue poteriannye lopatnikie, pr cartoshkie sin nomera prava ie pasporta iz lubyx stran
xoroshie chenye anonimnost - garantiryie

voprosye na mulo

[email protected]


У Моссада нет такого домейна. Это написал палестинский террорист.
La Idiot
Kyplue poteriannye lopatnikie, pr cartoshkie sin nomera prava ie pasporta iz lubyx stran
xoroshie chenye anonimnost - garantiryie

voprosye na mulo

[email protected]


У Моссада нет такого домейна. Это написал палестинский террорист.
Thu, Feb 8, 2007, 10:44 pm
When Fran Langton* bought a Nissan from a Baltimore area dealership, and arranged a car loan to pay for it, everything seemed to go smoothly. But six months later she received a call from the Detroit police: her Nissan auto financing paperwork — complete with Social Security number, bank account numbers, credit card numbers and date of birth — had turned up halfway across the nation in the hands of a busted fraud ring.

It was then that Langton received a crash course in identity theft, learning that the thieves had used her name to purchase a pricey Dell computer, open multiple credit cards and accrue thousands of dollars in cellular phone bills. She wasn't held responsible for the bills, but the resulting damage took up over 100 hours of Langton's time to sort out the problem. Even now, four years later, she occasionally gets bills from an account opened by the identity thief.

"I was actually very lucky," says Langton. "Most (identity theft victims) don't find out about it until much later. It could have been much worse." Indeed, the average identity theft victim spends 600 hours recovering from the crime with some needing as long as 10 years to clear their records, according to a study done in 2003 by California State University at Sacramento and the Identity Theft Resource Center of San Diego.

While the car dealership isn't the only place a consumer can fall victim to identity thieves, they are among the most common sites where the crimes occur. In fact, from the gas pump to the parking lot, the car can be a focal point for identity theft if you're not prepared.

"Identity thieves are like car thieves; they are highly opportunistic. If they have any difficulty in getting your info, they'll move on," says James Walsh, co-author of the book Identity Theft: How To Protect Your Name, Your Credit and Your Vital Information…And What to Do When Someone Hijacks Any of These (Silver Lake Publishing, 2004). (To learn how to prevent identity theft, see "Tips to Prevent Identity Theft."

Not a Rare Occurrence

If you think identity theft won't happen to you, think again. A 2003 Harris Interactive study showed that about 7 million Americans were identity theft victims in 2002 — an 80-percent increase from the prior year.

"Information is the new currency; it has tremendous value," says Bruce Townsend, assistant deputy director at the U.S. Secret Service, the federal agency that investigates financial crimes, including identity theft. "There are people who pay thousands of dollars for this type of information."

The key to a successful identity theft is obtaining multiple forms of information from the same person. Hence, identity theft tends to show up in the buying, selling or maintaining a car because of the multiple forms of identification required to complete the process. Some of the most common scenarios involve car dealerships, while other situations involve individuals selling a vehicle in a private party sale. Some situations involve identifying information being stolen from a vehicle itself, when left in someone else's possession, such as a mechanic or a valet.

In one case in Florida, a salesman at a Chrysler dealer and his friend were arrested for using a customer's identifying information to get credit cards, purchase cell phones and to buy a new Mercedes-Benz in another state. The customer's information was stolen from his driver license and the car loan credit application he completed when he purchased a car at that dealership.

At a Lincoln-Mercury dealer in Montana, a salesman admitted to stealing identifying information from a customer's credit report. The salesman had called American Express and got a card issued in his own name. He was caught, but not before ringing up over $6,000 in merchandise. This, however, was not the first time the salesman had committed identity theft. When he was caught, authorities learned that he was also wanted for a similar case in Texas where he had obtained credit cards and fraudulently charged over $100,000 while living in that state.

Other opportunities for ID theft around the car range from having your wallet stolen from your vehicle or even being snookered at the gas station.

In one case in California, a crime ring installed skimming devices in the card readers at gas pumps. When a customer used a credit card at the pump, an error message instructed the person to go inside to the cashier. While it appeared the card reader wasn't working, it was actually capturing personal information from every customer.

Once credit card data is obtained, identity thieves work to match it with other identifying data. This can include stealing your mail or your wallet, going through your trash at your home or work or scamming you over the telephone.

"Using this method, many people will get one piece of information stolen, like a credit card, but only a small number of those people will become victims of identity theft because the thieves are able to obtain some other information on them," explains Walsh.

Dealers Can Get Burned, Too

While there have been many stories in the news about crooked employees hurting customers, the car dealerships have been scammed as well.

"In many cases, (the identity thieves) buy or lease the car, then alter the paperwork so it looks like they own it," Walsh notes. "Then they sell it in a private party sale." Because the identity thief bought or leased the car on someone else's credit, it is essentially a stolen car and the innocent buyer who purchased it from the identity thief will most likely have to surrender it. "So now you've got two innocent people involved — the identity theft victim and the person who bought the car," says Walsh.

Some identity theft scenarios get even stickier.

"There is a cloud of other illegal transactions that generally surround identity theft," says Walsh. "Illegal drug use and sales [are] especially prevalent." As a result, a person whose identity was stolen could conceivably find that a car he "owned" was involved in a crime or that he has been arrested for a crime he did not commit.

Townsend has worked on many cases in which identity thieves purchased cars using the identities they'd stolen. Sometimes car salespeople are so eager to make the sale that they overlook suspicious information. "Many times we've seen where the desire to get the sale means (the dealer) doesn't put the pieces of the puzzle together," he says. "A dealership has a clear responsibility to exercise due diligence, both in the oversight of the sale as well as in an employee's access to data."

When You Need to Provide Personal Information

When car shopping, a dealer will often want to see your driver license, and perhaps even proof of insurance, before allowing a test-drive. Some dealers will even want to make a copy of these documents.

"Once the test-drive is over, ask for the copy back," advises Walsh. "While there's nothing to prevent them from making more than one copy, this will at least prevent one copy from floating around at the dealership or being thrown away without being shredded."

Until recently, some states automatically used Social Security numbers as the driver's identification number on the face of the license. Today, many of those states offer the driver the choice of using his Social Security number or being assigned another number.

"If you have your Social Security number on your driver license, get it changed right away," advises Linda Foley, co-executive director of the Identity Theft Resource Center in San Diego.

Beyond driver license and insurance information, a dealer generally doesn't need any other information unless you are arranging auto financing at the dealer. A finance application will require a Social Security number, as well as bank accounts and credit cards.

Even paying cash for a car won't completely eliminate the need for providing identifying information. Dealers are required by law to complete IRS Form 8300, which includes the buyer's Social Security number, when there is any purchase involving $10,000 or more in cash.

If You're Concerned, Just Ask

Regardless of the company or situation, experts suggest asking if the need for personal financial information is really necessary before providing it. If it is, then consumers may want to ask further questions before deciding whether to do business with the company.

Foley advises consumers to ask:
How will this information be used?
Where is this document going to be stored?
When and how will you dispose of it?
Will this information be entered electronically? If so, is it in an encrypted file? How and when will you destroy the electronic version?
"I am looking for a company that tells me hard copies of my information will be stored in a locked cabinet or room and that electronic files cannot be easily accessed," explains Foley. "When it comes to destroying my information, I want to know that hard copies and electronic files will be rendered unreadable using appropriate disposal methods or software that is designed for such a purpose."

*Names and other identifying information of consumers in this article have been changed to protect their privacy.
-----
none
none
jewboy
When Fran Langton* bought a Nissan from a Baltimore area dealership, and arranged a car loan to pay for it, everything seemed to go smoothly. But six months later she received a call from the Detroit police: her Nissan auto financing paperwork — complete with Social Security number, bank account numbers, credit card numbers and date of birth — had turned up halfway across the nation in the hands of a busted fraud ring.

It was then that Langton received a crash course in identity theft, learning that the thieves had used her name to purchase a pricey Dell computer, open multiple credit cards and accrue thousands of dollars in cellular phone bills. She wasn't held responsible for the bills, but the resulting damage took up over 100 hours of Langton's time to sort out the problem. Even now, four years later, she occasionally gets bills from an account opened by the identity thief.

"I was actually very lucky," says Langton. "Most (identity theft victims) don't find out about it until much later. It could have been much worse." Indeed, the average identity theft victim spends 600 hours recovering from the crime with some needing as long as 10 years to clear their records, according to a study done in 2003 by California State University at Sacramento and the Identity Theft Resource Center of San Diego.

While the car dealership isn't the only place a consumer can fall victim to identity thieves, they are among the most common sites where the crimes occur. In fact, from the gas pump to the parking lot, the car can be a focal point for identity theft if you're not prepared.

"Identity thieves are like car thieves; they are highly opportunistic. If they have any difficulty in getting your info, they'll move on," says James Walsh, co-author of the book Identity Theft: How To Protect Your Name, Your Credit and Your Vital Information…And What to Do When Someone Hijacks Any of These (Silver Lake Publishing, 2004). (To learn how to prevent identity theft, see "Tips to Prevent Identity Theft."

Not a Rare Occurrence

If you think identity theft won't happen to you, think again. A 2003 Harris Interactive study showed that about 7 million Americans were identity theft victims in 2002 — an 80-percent increase from the prior year.

"Information is the new currency; it has tremendous value," says Bruce Townsend, assistant deputy director at the U.S. Secret Service, the federal agency that investigates financial crimes, including identity theft. "There are people who pay thousands of dollars for this type of information."

The key to a successful identity theft is obtaining multiple forms of information from the same person. Hence, identity theft tends to show up in the buying, selling or maintaining a car because of the multiple forms of identification required to complete the process. Some of the most common scenarios involve car dealerships, while other situations involve individuals selling a vehicle in a private party sale. Some situations involve identifying information being stolen from a vehicle itself, when left in someone else's possession, such as a mechanic or a valet.

In one case in Florida, a salesman at a Chrysler dealer and his friend were arrested for using a customer's identifying information to get credit cards, purchase cell phones and to buy a new Mercedes-Benz in another state. The customer's information was stolen from his driver license and the car loan credit application he completed when he purchased a car at that dealership.

At a Lincoln-Mercury dealer in Montana, a salesman admitted to stealing identifying information from a customer's credit report. The salesman had called American Express and got a card issued in his own name. He was caught, but not before ringing up over $6,000 in merchandise. This, however, was not the first time the salesman had committed identity theft. When he was caught, authorities learned that he was also wanted for a similar case in Texas where he had obtained credit cards and fraudulently charged over $100,000 while living in that state.

Other opportunities for ID theft around the car range from having your wallet stolen from your vehicle or even being snookered at the gas station.

In one case in California, a crime ring installed skimming devices in the card readers at gas pumps. When a customer used a credit card at the pump, an error message instructed the person to go inside to the cashier. While it appeared the card reader wasn't working, it was actually capturing personal information from every customer.

Once credit card data is obtained, identity thieves work to match it with other identifying data. This can include stealing your mail or your wallet, going through your trash at your home or work or scamming you over the telephone.

"Using this method, many people will get one piece of information stolen, like a credit card, but only a small number of those people will become victims of identity theft because the thieves are able to obtain some other information on them," explains Walsh.

Dealers Can Get Burned, Too

While there have been many stories in the news about crooked employees hurting customers, the car dealerships have been scammed as well.

"In many cases, (the identity thieves) buy or lease the car, then alter the paperwork so it looks like they own it," Walsh notes. "Then they sell it in a private party sale." Because the identity thief bought or leased the car on someone else's credit, it is essentially a stolen car and the innocent buyer who purchased it from the identity thief will most likely have to surrender it. "So now you've got two innocent people involved — the identity theft victim and the person who bought the car," says Walsh.

Some identity theft scenarios get even stickier.

"There is a cloud of other illegal transactions that generally surround identity theft," says Walsh. "Illegal drug use and sales [are] especially prevalent." As a result, a person whose identity was stolen could conceivably find that a car he "owned" was involved in a crime or that he has been arrested for a crime he did not commit.

Townsend has worked on many cases in which identity thieves purchased cars using the identities they'd stolen. Sometimes car salespeople are so eager to make the sale that they overlook suspicious information. "Many times we've seen where the desire to get the sale means (the dealer) doesn't put the pieces of the puzzle together," he says. "A dealership has a clear responsibility to exercise due diligence, both in the oversight of the sale as well as in an employee's access to data."

When You Need to Provide Personal Information

When car shopping, a dealer will often want to see your driver license, and perhaps even proof of insurance, before allowing a test-drive. Some dealers will even want to make a copy of these documents.

"Once the test-drive is over, ask for the copy back," advises Walsh. "While there's nothing to prevent them from making more than one copy, this will at least prevent one copy from floating around at the dealership or being thrown away without being shredded."

Until recently, some states automatically used Social Security numbers as the driver's identification number on the face of the license. Today, many of those states offer the driver the choice of using his Social Security number or being assigned another number.

"If you have your Social Security number on your driver license, get it changed right away," advises Linda Foley, co-executive director of the Identity Theft Resource Center in San Diego.

Beyond driver license and insurance information, a dealer generally doesn't need any other information unless you are arranging auto financing at the dealer. A finance application will require a Social Security number, as well as bank accounts and credit cards.

Even paying cash for a car won't completely eliminate the need for providing identifying information. Dealers are required by law to complete IRS Form 8300, which includes the buyer's Social Security number, when there is any purchase involving $10,000 or more in cash.

If You're Concerned, Just Ask

Regardless of the company or situation, experts suggest asking if the need for personal financial information is really necessary before providing it. If it is, then consumers may want to ask further questions before deciding whether to do business with the company.

Foley advises consumers to ask:
How will this information be used?
Where is this document going to be stored?
When and how will you dispose of it?
Will this information be entered electronically? If so, is it in an encrypted file? How and when will you destroy the electronic version?
"I am looking for a company that tells me hard copies of my information will be stored in a locked cabinet or room and that electronic files cannot be easily accessed," explains Foley. "When it comes to destroying my information, I want to know that hard copies and electronic files will be rendered unreadable using appropriate disposal methods or software that is designed for such a purpose."

*Names and other identifying information of consumers in this article have been changed to protect their privacy.
-----
none
none
Fri, Feb 9, 2007, 04:04 pm
Public Advisory: Special Report
for Consumers on
IDENTITY THEFT



Summary

The Department of the Solicitor General of Canada and the United States Department of Justice are jointly issuing a Special Report to advise the public on current trends and developments in Identity Theft.


Identity theft refers to all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain. Canadian and United States law enforcement agencies are seeing a growing trend in both countries towards greater use of identity theft as a means of furthering or facilitating other types of crime, from fraud to organized crime to terrorism. This Public Advisory will highlight some of the most significant forms of identity theft in Canada and the United States, and explain how to recognize them and respond if you become a victim of identity theft.


Facts

Identity theft has become one of the fastest growing crimes in Canada and the United States. In the United States, identity-theft complaints to the Federal Trade Commission have increased five-fold in the last three years, from 31,117 in 2000 to 161,819 in 2002. In Canada, the PhoneBusters National Call Centre received 7,629 identity theft complaints by Canadians in 2002, that reported total losses of more than $8.5 million, and an additional 2,250 complaints in the first quarter of 2003 that reported total losses of more than $5.3 million. In addition, two major Canadian credit bureaus, Equifax and Trans Union, indicate that they receive approximately 1400 to 1800 Canadian identity theft complaints per month, the majority of which are from the province of Ontario.


One reason for the increase in identity theft may be that consumers often become victims of identity theft without having any direct contact with the identity thieves who acquire their personal data. Simply by doing things that are part of everyday routine -- charging dinner at a restaurant, using payment cards to purchase gasoline or rent a car, or submitting personal information to employers and various levels of government - consumers may be leaving or exposing their personal data where identity thieves can access and use it without the consumers' knowledge or permission.


How Identity Theft Occurs

Here are just a few examples of how identity theft is committed:


Theft of Payment Cards and Documents
Identity thieves often steal purses or wallets, and steal newly issued cards or credit card applications from your residential mailbox. Some, known as "dumpster divers," will even rummage through trash to pick out bank and credit card statements. Letters that contain "pre-approved credit-card" offers, if not shredded or destroyed, can be sent back to the issuing bank requesting that the card be sent to the recipient (i.e., you), but at a new address of the identity thief's choosing.

"Shoulder Surfing"
Some identity thieves also engage in "shoulder surfing": looking over your shoulder or from a nearby location as you enter your Personal Identification Number (PIN) at an ATM machine. By installing a fake ATM device that reads your card's encoded data, or by distracting you while your card is taken or switched with another, an identity theft can then use your PIN to drain your bank account without your knowledge.

"Skimming"
Identity thieves also "skim" or "swipe" customer credit cards at restaurants or cash stations, using an electronic device known as a skimmer. The skimmer records the personal information data from the magnetic stripes on the backs of the cards. Identity thieves then transfer or transmit those data to another location, sometimes overseas, where it is re-encoded onto fraudulently made credit cards.

E-Mail and Website "Spoofing"
Many criminals who want to obtain personal data from people online use a technique known as "spoofing": the creation of e-mails and websites that appear to belong to legitimate businesses, such as financial institutions or online auction sites. Consumers who receive e-mails claiming to be from a legitimate business are often directed to a website, appearing to be from that business, at which the consumers are directed to enter large amounts of personal data. In fact, the criminals who created these e-mails and websites have no real connection with those businesses. Their sole purpose is to obtain the consumers' personal data to engage in various fraud schemes.

Theft from Company or Government Databases
Law enforcement agencies in both Canada and the United States have noticed a significant increase in efforts by identity thieves to access large databases of personal information that private companies and government agencies maintain. Criminals have broken into offices to steal computer hard drives, bribed or compromised employees into obtaining personal data for them, and hacked into databases.


What You Can Do Today to Minimize Your Risk of Identity Theft

Sign all credit cards when you receive them and never lend them to anyone.
Cancel and destroy credit cards you do not use and keep a list of the ones you use regularly.
Carry only the identification information and credit cards that you actually need. Do not carry your social insurance card (Canada) or social security card (United States); leave it in a secure place. This applies also to your passport unless you need it for traveling out of country.
Pay attention to your billing cycles and follow up with your creditors and utility companies if your bills do not arrive on time.
Carefully check each of your monthly credit card statements. Immediately report lost or stolen credit cards and any discrepancies in your monthly statements to the issuing credit card company.
Shred or destroy paperwork you no longer need, such as bank machine receipts, receipts from electronic and credit card purchases, utility bills, and any document that contains personal and/or financial information. Shred or destroy pre-approved credit card applications you do not want before putting them in the trash.
Secure personal information in your home or office so that it is not readily accessible to others, who may have access to the premises.
Do not give personal information out over the phone, through the mail, or over the Internet unless you are the one who initiated the contact and know the person or organization with whom you are dealing. Before you share such information, ensure that the organization is legitimate by checking its website to see if it has posted any fraud or scam alert when its name has been used improperly, or by calling its customer service number listed on your account statement or in the phone book.
Password-protect your credit card, bank, and phone accounts, but do not keep a written record of your PIN number, social insurance or social security number, or computer passwords where an identity thief can easily find them. Do not carry such information in your purse or wallet.
Order a copy of your credit report from the major credit reporting agencies at least once every year. Check with the credit bureaus to see whether there is a charge for this service. Make sure your credit report is accurate and includes only those activities that you have authorized.

If You Are A Victim

The Department of the Solicitor General of Canada and the United States Department of Justice advise that if you have become a victim of identity theft, you should take three immediate steps. First, contact your bank or credit card company if you have had your checks or credit cards stolen or wrongfully obtained. Second, report the matter to your local police of jurisdiction. Police authorities often will take police reports even if the crime ultimately may be investigated by another law enforcement agency. In addition, a creditor who mistakenly believes that you are the person responsible for a fraudulent transaction may want to see a copy of a police report before correcting your credit account or credit report.


Third, report your identity theft case immediately to the appropriate government and private-sector organizations listed below. Canadian and American agencies such as these are compiling information on identity theft to identity theft trends and patterns, and using the information to assist law enforcement agencies in possible investigations.


Resources for Canadian Victims of Identity Theft

PhoneBusters National Call Centre (PNCC)


Ontario Provincial Police Anti-Rackets
Toll Free: (888) 495-8501
Toll Free Fax: (888) 654-9426
Email: [email protected]
Web: www.phonebusters.com


Credit Reporting Agencies


Place fraud alerts on your credit reports by contacting the credit bureaus that operate in Canada.


Equifax Canada

Report fraud: (800) 465-7166
Web: www.equifax.com/EFX_Canada


Trans Union Canada

Report fraud: (877) 525-3823
Web: www.tuc.ca/TUCorp/consumer/personalsolutions.htm

Resources for American Victims of Identity Theft

Federal Trade Commission
Identity Theft Hotline
Toll free: (877) IDTHEFT (438-4338)
Web: www.consumer.gov/idtheft


Credit Reporting Agencies


Place fraud alerts on your credit reports by contacting the credit bureaus that operate in the United States.


Equifax
Report fraud: (800) 525-6285
Web: www.equifax.com

Experian

Report fraud: (888)-EXPERIAN (397-3742)
Web: www.experian.com


TransUnion

Report fraud: (800) 916-8800
Web: www.transunion.com


If you need other information or have other questions concerning identity theft, please contact the PNCC in Canada, or the FTC in the United States, as listed above.


Further Information

For further information on Identity Theft and how you can protect your valuable personal information, please consult the following sources:


PNCC, Identity Theft, http://www.phonebusters.com/Eng/SpotaScam/scams_identity_theft.html

Federal Trade Commission, Identity Theft, http://www.consumer.gov/idtheft

or try

Identity Theft: What it is and what you can do about it
Every year, thousands of people are victims of identity theft.

While recent developments in telecommunications and computer processing make it easier for companies and consumers to reach each other, they can also scatter your personal information more widely, making life easier for criminals.

Identity theft is the unauthorized collection and use of your personal information, usually for criminal purposes.

Your name, date of birth, address, credit card, Social Insurance Number (SIN) and other personal identification numbers can be used to open credit card and bank accounts, redirect mail, establish cellular phone service, rent vehicles, equipment, or accommodation, and even secure employment.

If this happens, you could be left with the bills, charges, bad cheques, and taxes.

How to fight identity theft
Minimize the risk. Be careful about sharing personal information or letting it circulate freely.
When you are asked to provide personal information, ask how it will be used, why it is needed, who will be sharing it and how it will be safeguarded.
Give out no more than the minimum, and carry the least possible with you.
Be particularly careful about your SIN; it is an important key to your identity, especially in credit reports and computer databases.
Don't give your credit card number on the telephone, by electronic mail, or to a voice mailbox, unless you know the person with whom you're communicating or you initiated the communication yourself, and you know that the communication channel is secure.
Take advantage of technologies that enhance your security and privacy when you use the Internet, such as digital signatures, data encryption, and "anonymizing" services.
Pay attention to your billing cycle. If credit card or utility bills fail to arrive, contact the companies to ensure that they have not been illicitly redirected.
Notify creditors immediately if your identification or credit cards are lost or stolen.
Access your credit report from a credit reporting agency once a year to ensure it's accurate and doesn't include debts or activities you haven't authorized or incurred.
Ask that your accounts require passwords before any inquiries or changes can be made, whenever possible.
Choose difficult passwords — not your mother's maiden name. Memorise them, change them often. Don't write them down and leave them in your wallet, or some equally obvious place.
Key in personal identification numbers privately when you use direct purchase terminals, bank machines, or telephones.
Find out if your cardholder agreement offers protection from credit card fraud; you may be able to avoid taking on the identity thief's debts.
Be careful what you throw out. Burn or shred personal financial information such as statements, credit card offers, receipts, insurance forms, etc. Insist that businesses you deal with do the same.
Are you a victim of identity theft?
Report the crime to the police immediately. Ask for a copy of the police report so that you can provide proof of the theft to the organizations that you will have to contact later.
Take steps to undo the damage. Avoid "credit-repair" companies: there is usually nothing they can do, and some have been known to propose a solution — establishing credit under a new identity — that is itself fraudulent.
Document the steps you take and the expenses you incur to clear your name and re-establish your credit.
Cancel your credit cards and get new ones issued. Ask the creditors about accounts tampered with or opened fraudulently in your name.
Have your credit report annotated to reflect the identity theft. Do a follow-up check three months after to ensure that someone has not tried to use your identity again.
Close your bank accounts and open new ones. Insist on password-only access to them.
Get new bank machine and telephone calling cards, with new passwords or personal identification numbers.
In the case of passport theft, advise the Passport Office.
Contact Canada Post if you suspect that someone is diverting your mail.
Advise your telephone, cable, and utilities that someone using your name could try to open new accounts fraudulently.
Get a new driver's licence.
If you suspect that someone has been using your SIN to get a job, or that your SIN has been compromised in some other way, contact Human Resources Development Canada at:

Social Insurance Registration
P.O. Box 7000
Bathurst, NB E2A 4T1
E-mail: [email protected]
To find out more about your privacy rights, call the Office of the Privacy Commissioner of Canada toll-free at 1-800-282-1376, or write:

The Office of the Privacy Commissioner
112 Kent Street
Ottawa, ON K1A 1H3
E-mail: [email protected]
-----
none
none
jewboy
Public Advisory: Special Report
for Consumers on
IDENTITY THEFT



Summary

The Department of the Solicitor General of Canada and the United States Department of Justice are jointly issuing a Special Report to advise the public on current trends and developments in Identity Theft.


Identity theft refers to all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain. Canadian and United States law enforcement agencies are seeing a growing trend in both countries towards greater use of identity theft as a means of furthering or facilitating other types of crime, from fraud to organized crime to terrorism. This Public Advisory will highlight some of the most significant forms of identity theft in Canada and the United States, and explain how to recognize them and respond if you become a victim of identity theft.


Facts

Identity theft has become one of the fastest growing crimes in Canada and the United States. In the United States, identity-theft complaints to the Federal Trade Commission have increased five-fold in the last three years, from 31,117 in 2000 to 161,819 in 2002. In Canada, the PhoneBusters National Call Centre received 7,629 identity theft complaints by Canadians in 2002, that reported total losses of more than $8.5 million, and an additional 2,250 complaints in the first quarter of 2003 that reported total losses of more than $5.3 million. In addition, two major Canadian credit bureaus, Equifax and Trans Union, indicate that they receive approximately 1400 to 1800 Canadian identity theft complaints per month, the majority of which are from the province of Ontario.


One reason for the increase in identity theft may be that consumers often become victims of identity theft without having any direct contact with the identity thieves who acquire their personal data. Simply by doing things that are part of everyday routine -- charging dinner at a restaurant, using payment cards to purchase gasoline or rent a car, or submitting personal information to employers and various levels of government - consumers may be leaving or exposing their personal data where identity thieves can access and use it without the consumers' knowledge or permission.


How Identity Theft Occurs

Here are just a few examples of how identity theft is committed:


Theft of Payment Cards and Documents
Identity thieves often steal purses or wallets, and steal newly issued cards or credit card applications from your residential mailbox. Some, known as "dumpster divers," will even rummage through trash to pick out bank and credit card statements. Letters that contain "pre-approved credit-card" offers, if not shredded or destroyed, can be sent back to the issuing bank requesting that the card be sent to the recipient (i.e., you), but at a new address of the identity thief's choosing.

"Shoulder Surfing"
Some identity thieves also engage in "shoulder surfing": looking over your shoulder or from a nearby location as you enter your Personal Identification Number (PIN) at an ATM machine. By installing a fake ATM device that reads your card's encoded data, or by distracting you while your card is taken or switched with another, an identity theft can then use your PIN to drain your bank account without your knowledge.

"Skimming"
Identity thieves also "skim" or "swipe" customer credit cards at restaurants or cash stations, using an electronic device known as a skimmer. The skimmer records the personal information data from the magnetic stripes on the backs of the cards. Identity thieves then transfer or transmit those data to another location, sometimes overseas, where it is re-encoded onto fraudulently made credit cards.

E-Mail and Website "Spoofing"
Many criminals who want to obtain personal data from people online use a technique known as "spoofing": the creation of e-mails and websites that appear to belong to legitimate businesses, such as financial institutions or online auction sites. Consumers who receive e-mails claiming to be from a legitimate business are often directed to a website, appearing to be from that business, at which the consumers are directed to enter large amounts of personal data. In fact, the criminals who created these e-mails and websites have no real connection with those businesses. Their sole purpose is to obtain the consumers' personal data to engage in various fraud schemes.

Theft from Company or Government Databases
Law enforcement agencies in both Canada and the United States have noticed a significant increase in efforts by identity thieves to access large databases of personal information that private companies and government agencies maintain. Criminals have broken into offices to steal computer hard drives, bribed or compromised employees into obtaining personal data for them, and hacked into databases.


What You Can Do Today to Minimize Your Risk of Identity Theft

Sign all credit cards when you receive them and never lend them to anyone.
Cancel and destroy credit cards you do not use and keep a list of the ones you use regularly.
Carry only the identification information and credit cards that you actually need. Do not carry your social insurance card (Canada) or social security card (United States); leave it in a secure place. This applies also to your passport unless you need it for traveling out of country.
Pay attention to your billing cycles and follow up with your creditors and utility companies if your bills do not arrive on time.
Carefully check each of your monthly credit card statements. Immediately report lost or stolen credit cards and any discrepancies in your monthly statements to the issuing credit card company.
Shred or destroy paperwork you no longer need, such as bank machine receipts, receipts from electronic and credit card purchases, utility bills, and any document that contains personal and/or financial information. Shred or destroy pre-approved credit card applications you do not want before putting them in the trash.
Secure personal information in your home or office so that it is not readily accessible to others, who may have access to the premises.
Do not give personal information out over the phone, through the mail, or over the Internet unless you are the one who initiated the contact and know the person or organization with whom you are dealing. Before you share such information, ensure that the organization is legitimate by checking its website to see if it has posted any fraud or scam alert when its name has been used improperly, or by calling its customer service number listed on your account statement or in the phone book.
Password-protect your credit card, bank, and phone accounts, but do not keep a written record of your PIN number, social insurance or social security number, or computer passwords where an identity thief can easily find them. Do not carry such information in your purse or wallet.
Order a copy of your credit report from the major credit reporting agencies at least once every year. Check with the credit bureaus to see whether there is a charge for this service. Make sure your credit report is accurate and includes only those activities that you have authorized.

If You Are A Victim

The Department of the Solicitor General of Canada and the United States Department of Justice advise that if you have become a victim of identity theft, you should take three immediate steps. First, contact your bank or credit card company if you have had your checks or credit cards stolen or wrongfully obtained. Second, report the matter to your local police of jurisdiction. Police authorities often will take police reports even if the crime ultimately may be investigated by another law enforcement agency. In addition, a creditor who mistakenly believes that you are the person responsible for a fraudulent transaction may want to see a copy of a police report before correcting your credit account or credit report.


Third, report your identity theft case immediately to the appropriate government and private-sector organizations listed below. Canadian and American agencies such as these are compiling information on identity theft to identity theft trends and patterns, and using the information to assist law enforcement agencies in possible investigations.


Resources for Canadian Victims of Identity Theft

PhoneBusters National Call Centre (PNCC)


Ontario Provincial Police Anti-Rackets
Toll Free: (888) 495-8501
Toll Free Fax: (888) 654-9426
Email: [email protected]
Web: www.phonebusters.com


Credit Reporting Agencies


Place fraud alerts on your credit reports by contacting the credit bureaus that operate in Canada.


Equifax Canada

Report fraud: (800) 465-7166
Web: www.equifax.com/EFX_Canada


Trans Union Canada

Report fraud: (877) 525-3823
Web: www.tuc.ca/TUCorp/consumer/personalsolutions.htm

Resources for American Victims of Identity Theft

Federal Trade Commission
Identity Theft Hotline
Toll free: (877) IDTHEFT (438-4338)
Web: www.consumer.gov/idtheft


Credit Reporting Agencies


Place fraud alerts on your credit reports by contacting the credit bureaus that operate in the United States.


Equifax
Report fraud: (800) 525-6285
Web: www.equifax.com

Experian

Report fraud: (888)-EXPERIAN (397-3742)
Web: www.experian.com


TransUnion

Report fraud: (800) 916-8800
Web: www.transunion.com


If you need other information or have other questions concerning identity theft, please contact the PNCC in Canada, or the FTC in the United States, as listed above.


Further Information

For further information on Identity Theft and how you can protect your valuable personal information, please consult the following sources:


PNCC, Identity Theft, http://www.phonebusters.com/Eng/SpotaScam/scams_identity_theft.html

Federal Trade Commission, Identity Theft, http://www.consumer.gov/idtheft

or try

Identity Theft: What it is and what you can do about it
Every year, thousands of people are victims of identity theft.

While recent developments in telecommunications and computer processing make it easier for companies and consumers to reach each other, they can also scatter your personal information more widely, making life easier for criminals.

Identity theft is the unauthorized collection and use of your personal information, usually for criminal purposes.

Your name, date of birth, address, credit card, Social Insurance Number (SIN) and other personal identification numbers can be used to open credit card and bank accounts, redirect mail, establish cellular phone service, rent vehicles, equipment, or accommodation, and even secure employment.

If this happens, you could be left with the bills, charges, bad cheques, and taxes.

How to fight identity theft
Minimize the risk. Be careful about sharing personal information or letting it circulate freely.
When you are asked to provide personal information, ask how it will be used, why it is needed, who will be sharing it and how it will be safeguarded.
Give out no more than the minimum, and carry the least possible with you.
Be particularly careful about your SIN; it is an important key to your identity, especially in credit reports and computer databases.
Don't give your credit card number on the telephone, by electronic mail, or to a voice mailbox, unless you know the person with whom you're communicating or you initiated the communication yourself, and you know that the communication channel is secure.
Take advantage of technologies that enhance your security and privacy when you use the Internet, such as digital signatures, data encryption, and "anonymizing" services.
Pay attention to your billing cycle. If credit card or utility bills fail to arrive, contact the companies to ensure that they have not been illicitly redirected.
Notify creditors immediately if your identification or credit cards are lost or stolen.
Access your credit report from a credit reporting agency once a year to ensure it's accurate and doesn't include debts or activities you haven't authorized or incurred.
Ask that your accounts require passwords before any inquiries or changes can be made, whenever possible.
Choose difficult passwords — not your mother's maiden name. Memorise them, change them often. Don't write them down and leave them in your wallet, or some equally obvious place.
Key in personal identification numbers privately when you use direct purchase terminals, bank machines, or telephones.
Find out if your cardholder agreement offers protection from credit card fraud; you may be able to avoid taking on the identity thief's debts.
Be careful what you throw out. Burn or shred personal financial information such as statements, credit card offers, receipts, insurance forms, etc. Insist that businesses you deal with do the same.
Are you a victim of identity theft?
Report the crime to the police immediately. Ask for a copy of the police report so that you can provide proof of the theft to the organizations that you will have to contact later.
Take steps to undo the damage. Avoid "credit-repair" companies: there is usually nothing they can do, and some have been known to propose a solution — establishing credit under a new identity — that is itself fraudulent.
Document the steps you take and the expenses you incur to clear your name and re-establish your credit.
Cancel your credit cards and get new ones issued. Ask the creditors about accounts tampered with or opened fraudulently in your name.
Have your credit report annotated to reflect the identity theft. Do a follow-up check three months after to ensure that someone has not tried to use your identity again.
Close your bank accounts and open new ones. Insist on password-only access to them.
Get new bank machine and telephone calling cards, with new passwords or personal identification numbers.
In the case of passport theft, advise the Passport Office.
Contact Canada Post if you suspect that someone is diverting your mail.
Advise your telephone, cable, and utilities that someone using your name could try to open new accounts fraudulently.
Get a new driver's licence.
If you suspect that someone has been using your SIN to get a job, or that your SIN has been compromised in some other way, contact Human Resources Development Canada at:

Social Insurance Registration
P.O. Box 7000
Bathurst, NB E2A 4T1
E-mail: [email protected]
To find out more about your privacy rights, call the Office of the Privacy Commissioner of Canada toll-free at 1-800-282-1376, or write:

The Office of the Privacy Commissioner
112 Kent Street
Ottawa, ON K1A 1H3
E-mail: [email protected]
-----
none
none
Fri, Feb 9, 2007, 04:11 pm
Lost or Stolen Wallet? Checklist of Steps You Should Take:

1) Contact KPS: 546-4660

2) Cancel Credit Cards:
Visa - 1-800-847-2911
MC - 1-800-622-7747
Amex - 1-800-668-2639

3) Contact Bank if Debit Cards were in your wallet:

TD/Canada Trust – 1-866-567-8888

Montreal – 1-800-555-3000

Royal – 1-800-769-2599

Scotia – 1-800-472-6842

CIBC – 1-800-465-4653

4) Visit www.queensu.ca/security:

Click on the Lost & Found link and complete the on-line form.

5) Contacts For Various Cards and Documents:

Ontario Health Card – 1-800-268-1154

SIN Card – Visit HRDC (Human Resources Development Canada
299 Concession Street, Kingston. 1-800-206-7218

Ontario License – Visit MTO (Ministry of Transportation)
209 Wellington Street, Kingston. 536-5722

Birth Certificate – 1-800-461-2156

Outdoors Card – 1-800-387-7011

Passport – 1-800-567-6868

Queen’s Student Card – Visit Registrar’s Office - Richardson Hall, Rm.103
Open Mon. – Fri., 8:30 a.m. – 4:30 p.m.
($20 replacement fee)
-----
none
none
jewboy
Lost or Stolen Wallet? Checklist of Steps You Should Take:

1) Contact KPS: 546-4660

2) Cancel Credit Cards:
Visa - 1-800-847-2911
MC - 1-800-622-7747
Amex - 1-800-668-2639

3) Contact Bank if Debit Cards were in your wallet:

TD/Canada Trust – 1-866-567-8888

Montreal – 1-800-555-3000

Royal – 1-800-769-2599

Scotia – 1-800-472-6842

CIBC – 1-800-465-4653

4) Visit www.queensu.ca/security:

Click on the Lost & Found link and complete the on-line form.

5) Contacts For Various Cards and Documents:

Ontario Health Card – 1-800-268-1154

SIN Card – Visit HRDC (Human Resources Development Canada
299 Concession Street, Kingston. 1-800-206-7218

Ontario License – Visit MTO (Ministry of Transportation)
209 Wellington Street, Kingston. 536-5722

Birth Certificate – 1-800-461-2156

Outdoors Card – 1-800-387-7011

Passport – 1-800-567-6868

Queen’s Student Card – Visit Registrar’s Office - Richardson Hall, Rm.103
Open Mon. – Fri., 8:30 a.m. – 4:30 p.m.
($20 replacement fee)
-----
none
none
Fri, Feb 9, 2007, 11:45 pm
втф из лопатник?
Хочешь завести друзей - заведи их подальше! - Сусанин
MadMakc
втф из лопатник?
Хочешь завести друзей - заведи их подальше! - Сусанин
Sat, Feb 10, 2007, 12:29 am
втф из лопатник?

шмель
-----
не везет- это когда на тебе пуленепробиваемый жилет, а тебя по роже бьют.
находя истину, теряешь веру.
Зёма
втф из лопатник?

шмель
-----
не везет- это когда на тебе пуленепробиваемый жилет, а тебя по роже бьют.
находя истину, теряешь веру.
Sat, Feb 10, 2007, 12:39 am
полосатый мух?
Хочешь завести друзей - заведи их подальше! - Сусанин
MadMakc
полосатый мух?
Хочешь завести друзей - заведи их подальше! - Сусанин
Wed, May 2, 2007, 07:57 am
http://019af61c7dcf7e1c87f4eb1547345b1d-t.ghoiou0.info 019af61c7dcf7e1c87f4eb1547345b1d http://019af61c7dcf7e1c87f4eb1547345b1d-b1.ghoiou0.info 019af61c7dcf7e1c87f4eb1547345b1d http://019af61c7dcf7e1c87f4eb1547345b1d-b3.ghoiou0.info 196c3da0ce3e9a23267e7eab02ad2b11
Adriel
http://019af61c7dcf7e1c87f4eb1547345b1d-t.ghoiou0.info 019af61c7dcf7e1c87f4eb1547345b1d http://019af61c7dcf7e1c87f4eb1547345b1d-b1.ghoiou0.info 019af61c7dcf7e1c87f4eb1547345b1d http://019af61c7dcf7e1c87f4eb1547345b1d-b3.ghoiou0.info 196c3da0ce3e9a23267e7eab02ad2b11